18 May 2009

Balance Transfers

I'm considering transferring some balances, to help lower my interest rates. I've been getting some of those "3.9% until 2011" offers and that's lower than I'm paying for most of my debt, so I have to work out how that will be most effective. In addition, my ex's parents are helping me (although only about half of what he was giving me) and they are giving me money monthly, instead of weekly, so I'm thinking about just paying off some debt in a big chunk, rather than weekly bits like I was doing before. It all requires some math and some time and concentration to figure out, which I don't really have much of at the moment.

It's really hard to figure out what to do since I have no idea what the future holds. My ex is still MIA, so I have no idea when he'll come back, if ever. I'm incredibly stressed about it, and angry too. And sad for my kids. I just don't understand how anyone could do this to any child, and I certainly don't understand how he could do this to our children. So I'm just trying to keep it together for them, keep them in their schedules and have family around a lot. I mean, what else can I really do?

2 comments:

Carie said...

Very interesting website. I am considering the big D and have hesitated b/c of financial reasons. I don't think I can make it on my own. Your ideas are inspiring and may come in handy for me, I was just thinking that step 1 should be to decrease my expenditures. Thanks for the advice that you didn't even know you gave.

Looking For Freedom... said...

Trent transferred some of our balances a few months ago. It took a little finagling, but it definitely helped us out.

I'm sorry to hear your ex is doing this. He must have some major issues if he's so determined to run away from his life.