30 January 2008
That being said, this weekend I will be paying off my first credit card balance. I am caught up on student loan payments, doctor's visit copays, there is oil in my oil tank and no one needs clothes. We have toilet paper, paper towels, cat food to last months. So today it hurts, but not for long. We WILL eat, WILL get to work, WILL have fun. I'm okay, after all.
28 January 2008
So... what will free you? Will it be the homemade coffee? Wearing the same outfits every week? Sleeping in your really comfy but ugly yellow sheets for another year or so? Will it mean I get to keep my ugly couch that I love so much? When will you stop worrying about what you *should* have or *need* to have or *cannot* live without and live your life?
That's what this year is going to figure out.
25 January 2008
"Nothing to Lose But Our Illusions"
(4) bottles soda - 5.00
(4) Stacey's Pita Chips - 10.00
(2) Lay's/Doritos - 6.00
(2) Easy Ups - 18.98
(1) Duracell - 2.99
(1) Breeze 2 - 9.99
(2) M&M's - 3.49
5.00 off 30
4.00 off 20
Pampers -2.00 x 2
Breeze - 9.99
Paid with a gift card from a transferred prescription = FREE
24 January 2008
Okay, but I need to admit this, because I said I would. I spent $50 on myself at Target. I bought a new duvet cover, kitchen scissors, and some candlesticks and stuff for my mantel. In my defense, they were all 50-75 % off. I needed to do it. I've had some great news and good things happen in my life and I needed to make my house a little more my home.
I have been selling on ebay, if you need a $22 gift card to victoria's secret, please feel free to buy from me, my seller id is sunnyjch. I've made $186 since January 1st, so I'm on track. Oh, and I also bought a seed starting kit at Ocean State Job Lot for $4.50, I consider that an investment towards the garden.
See? I've been shopping. But it's frugal shopping. There's a difference, I swear.
08 January 2008
- I am a highly motivated individual.
- I am actively working on this goal.
- Last year my resolution was to lose weight and I lost more than 30 lbs.
- Failure is not an option!!!!!!
I'm really ticked off about this! I will not give up on this plan. I have achieved much more seemingly insurmountable obstacles than not buying useless junk for a year. Again, failure is not an option. I have already made over 150$ on ebay, none of which has been spent. So there, nay sayers. :)
07 January 2008
There's been some serious frugal living going on, and it's only the end of the first week! Yesterday I made some tough decisions at the mall. I had a gift card to Victoria's Secret, and am in need of some undergarments. So I went to the Semi-Annual Sale, only to find that the bra I liked was 20 dollars more than the value of the gift card. (Which, by the way, is RIDICULOUS! Why are bras 42 dollars? I think this is a blatant form of sexism.) Anyway, I could have, and previously WOULD have, bought the bra, paid 20$ of my own money, and walked away feeling like I got a decent deal. But yesterday I handed the bra back to the saleswoman and said "No thank you." I was a little embarrassed, I'll admit it, but I feel that I made the right decision. I'll probably sell the gift card and use the money at Target, for something a little more reasonably priced.
06 January 2008
03 January 2008
One thing I DIDN'T do, however, is take out the money in cash. I'm afraid! I want to make sure all the bills are covered so nothing gets overdrawn. Plus, I couldn't figure out how to track my spending if I take it out in cash, if I use my debit card then MM codes all the spending for gas or groceries or dining out or whatever. So I'll probably wait until April 1st (~90 days) and reevaluate my plan.
02 January 2008
Things like this get frustrating when you're excited to start a big challenge. I mean, $502 is 5 weeks of my operating budget! But at the same time, I need to remember that if it were not for the frugal living, I wouldn't even be able to pay this bill. That's something, right there. I'm going to hang in there, and try not to worry. It's always darkest before the dawn.
01 January 2008
On a different note, I realized this week that I have some bills I need to pay that aren't in my budget, so I'm going to need to figure out what to do with irregular bills, like oil, newspaper and car taxes. I'm thinking that my tax refund and raise will cover that kind of stuff, so when those two things come through, I'll start putting them automatically into savings to have a rainy day fund.
It's going to be a good year.