I was going to go to bed, but I need to get this out.
I'm really, really frustrated with my lack of progress.
I want it to be over! I want to be debt free. And even though I spent a lot of extra money on myself this month, I think overall I have been really good with my budget and spending. But I'm not seeing it melt away, and I want it gone. And I still have 80% of it left. That's so much.
There are things I need, for work, for myself, for my kids. It pisses me off that I can't have the things that I could technically afford because of this stupid debt.
Okay, really, bed. Vent over.
2 comments:
I have to say that I think what you are doing is so commendable. One day, you are going to be able to say to your kids that you took responsibility for your past and completely took control of your future. I am amazed at how much you have learned over the course of this, and when I think about what you will teach your kids... inspiring.
After this last year, your relationship with money will never be the same. And hopefully you will live a very long life to be able to reap the rewards of this work.
Thank you for being honest about how hard it is.
(I also wanted to recommend the Planet Money blog to you. It's an NPR show that is following the economic crisis. Specifically, I think you would find this post very interesting:
http://www.npr.org/blogs/money/2009/02/household_debt_vs_gdp.html?ft=1&f=93559255
)
Hang in there!
I think you are doing a great job with reducing debt. It does get depressing sometimes... We're doing well with the cc debt, but our school loan debt is colossal. Though the APR isn't as high, it's not low, either, and it will probably take us at least five years to pay it all off, if we work hard to do so.
We can do this!
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