When I started this blog, I didn't really know how it would work out. Would I stick to it? Would I really be able to pay off some debt? Would it be incredibly difficult, or surprisingly easy? There were birthday parties to worry about, Christmas gifts to save for, vacations to hope for and Target to stay away from.
But now, 12 months later, I am still only 1/5th of the way to my goal, and short of marrying a millionaire or winning the lottery, the rate with which I'm paying things off isn't really going to increase. Which, unfortunately, leads me to believe that I won't be debt free for 3-4 more years, and that's not even counting my massive student loan.
This is a sobering and depressing thought.
Realistically, unless I remarry or switch careers, as a single mother and a librarian, I will never be rich. I will probably always struggle to some extent- when the credit cards are gone, the student loans will remain, if I ever do buy a house there will be a mortgage and only one income to pay it, then my children will be old enough for college and there will be that to deal with, and then retirement...
However, I think the point is that this is not what life is about. LIFE IS NOT ABOUT HAVING THINGS. It is not about furnishing your home with Pottery Barn furniture or driving a new car or taking vacations at island resorts. I had lunch with another librarian on Friday and we were talking about our children. Hers were grown, in their mid-thirties. And she said to me, "I love my children, I love the adults that they have become, but if I could just get one hour back with them when they were the age your children are (2 and 4), I'd give anything for that." And I went home, and I got frustrated with them because they weren't brushing their teeth or something equally stupid, and I thought about what she had said, and I stopped feeling frustrated immediately.
I will probably always struggle with financial things, but after all we've been through, I can honestly say that I am already rich.