22 December 2008

FICO Score!

Get it? lol

I checked my FICO score last night using the FICO website (www.myfico.com). They have a 30 day free trial that allows you to not only check your score, but monitor any changes in it during that time. The site emails you any time your score changes, which is a great thing if you are trying to attain a certain score to get a lower interest rate, or if you lose your wallet and want to be sure your identity hasn't been stolen.

So, the last time I checked my score (not my report, which I do yearly) was several years ago- I think maybe 2006. I know I was married and living in my old apartment, so it was obviously a while ago. Anyway, my score has gone up 50 points since then! I was shocked, and very happy. I know that the more debt I pay off, the higher it will go, which will be very helpful when it does come time to buy a house. And now I can check it again at the end of 2009, and see how far I've come.

Score! (just had to get that in there one more time)


BabiesandBargains said...

That is soooo great! I cant wait to see what it is the end of next year

Hippie Mama Kelly said...

That is fantastic!! About that site, it's free for the first 30 days, but do you have to pay in advance after that?