25 September 2008

just your typical slightly disasterous bill paying evening

I really should know better than to say things are fine- because, of course, something always comes up. In the past two weeks, I've had a lot of little somethings, and hadn't really added them all up since I've been so busy and tired. Tonight I *think* I got everything squared away, and I'm 200 dollars short of where I was supposed to be for the last two weeks of spending.

This really irritates me because a) it's not like I bought myself anything b) it's for dumb stuff like co-pays and cat food and c) I barely made any progress this month on my overall debt total because of this.

That being said, there is one thing that has worked out swimmingly (to use the term of Mikey's 3 year old teacher). The balance transfer thing turned out to be doubly beneficial- not only am I spending less on interest because of switching it, but the minimum payment for the one card is less than the minimum payment was for the two cards combined, so I have more to put towards the card I'm paying off aggressively. So I'm saving in two places- the interest on card one, and the principle on aggressive-pay-off-card. Sweet.

I think part of the reason this month has been rough is because I made that overly aggressive payment last month, which left me with practically nothing to get through the next few weeks. I think now for October I'll be back on track, but we'll see.

And thanks to everyone who voted on my blog, I really appreciate your input, and I'm glad to know you want me to keep it up- I want to keep it up!

1 comment:

LauraC said...

I can't wait to see the ZERO DEBT post when you keep the blog going! That will be an exciting day!